Finance Terms and Conditions
Pay later with Klarna
We've partnered up with Klarna to offer you flexible payment options at the time of checkout. Choose to pay in instalments so you can spread the costs over time.
Option 1: 3 Interest-free instalments
Spread the cost of your purchase into 3 interest-free instalments that are charged from your chosen card monthly. No interest and no fees. Ever.
When using this option, a soft credit check is undertaken by Klarna. This does not leave a record on your credit file that will either impact your credit score or is visible to other lenders.
Select the Klarna option and enter your debit or credit card information. No interest or fees - ever. It’s as simple as making any other card purchase.
When the order is confirmed
After your order is confirmed, Klarna will charge your card for the first third of the total amount. They’ll send you a notification once the payment has been processed.
Pay 30 days, and 60 days later
Every 30 days Klarna will automatically charge your card 1/3 until the full order amount has been paid. You will be informed ahead of time. There's no interest, or fees to pay.
Read here the full Terms and Conditions of Klarna's Pay Later in 3 Instaments.
Option 2: 6, 9 or 12 month financing
Enter the easiest and most transparent financing plans you've ever seen. Spread your costs over flexible payment plans when you apply at checkout and receive an instant approval decision.
Select to pay via financing and choose your preferred payment plan. You’ll be informed of an annual interest rate upfront before you complete the transaction.
One-time credit agreement
Complete a simple, 4-step credit application with top-of-mind information. You will know instantly if you are approved and can complete the order right away.
The monthly payments
You will make the monthly payment online or in Klarna's app using bank transfer or card payments. Klarna will notify when it’s time to make the payment each month.
Read here Klarna's Example of Credit Agreement.
Who is Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.